Best taxi liability & comprehensive insurance – see how to reduce costs
Driving a taxi is not just about daily contact with customers and driving around the city – it also comes with great responsibility. A car is the main work tool of a taxi driver – without it, earning money is difficult. That’s why it is so important to have proper car insurance for a taxi, which protects against unexpected expenses.
In this post, we explain the differences between OC taxi, AC taxi, and mini AC taxi, and why it’s worth choosing the right protection package.
What is OC taxi insurance?
OC taxi (Civil Liability Insurance) is mandatory insurance that protects the driver in case of causing damage to other road users.
- If you cause a collision, the OC policy will cover the repair costs of the other person’s car.
- If you hit a cyclist, their treatment and rehabilitation will be financed by OC.
In the case of taxis, it’s important to note that OC taxi insurance is different from standard OC. The premium is higher because a car used for passenger transport is more heavily used, and the risk of accidents is greater.
Why is AC taxi worth having?
AC taxi (Autocasco) is voluntary insurance, but extremely useful for drivers. It protects your own car in situations when OC is not enough.
Examples of when AC taxi is useful:
- Collision caused by you – repair of your own car will be covered by AC.
- Vandalism – someone scratches the paintwork or breaks a window.
- Random events – e.g., hail, flooding, or a fallen tree.
Thanks to AC taxi, you can quickly get back to work and avoid major expenses that, without insurance, you would have to pay from your own pocket.
Mini AC taxi – basic protection
Not every driver chooses full AC, which is why a cheaper alternative was created – mini AC taxi. This insurance covers selected events, most often car theft or total loss after an accident.
When does mini AC taxi make sense?
- If you have an older car and don’t want to invest in full AC.
- If you are mainly worried about vehicle theft.
- If you want to reduce insurance costs while still having basic protection.
With mini AC taxi, you won’t be left without support in the most difficult situations.
What are the benefits of taxi car insurance?
Well-chosen insurance for taxi drivers provides real support at work:
- Financial security – you don’t have to cover repair costs from your own pocket.
- Peace of mind while driving daily – you can focus on serving passengers instead of worrying about the consequences of a collision.
- Quick return to work – car repairs covered by insurance help avoid long downtime.
- Flexibility – you can choose OC taxi, full AC taxi, or mini AC taxi, tailoring the protection to your needs and budget.
How to get taxi insurance at Safeto.pl?
At Safeto.pl, we help taxi drivers find the best and most affordable insurance. The whole process is quick and simple.
To receive an offer:
- Visit https://safeto.pl/kontakt.
- Fill out the form, providing:
- the registration number of your car,
- company details (NIP/REGON, company name).
- specify what type of insurance you are looking for: OC taxi, AC taxi, assistance taxi
- You will receive a tailored taxi insurance offer – without unnecessary formalities.
Summary
Taxi insurance is an investment in safety and peace of mind while working.
- OC taxi protects other road users.
- AC taxi protects your car in case of damage, vandalism, or random events.
- Mini AC taxi is a cheaper option that protects against theft and serious losses.
Don’t risk costly surprises. Choose a package tailored to your needs and enjoy peace of mind on the road.
👉 Click here and fill out the contact form to receive a personalized insurance offer for taxi drivers.